How To Dispute Information On ChexSystems, Everything You Need To Know About EWS (Early Warning Services). Which Is Better: A Bank Debit Card Or A Prepaid Debit Card? As others have said, you should qualify for SECU. Smaller ones like Johns Hopkins, APL, and others are all very good options. They all typically have "backdoor" ways to become members if you don't qualify in a traditional sense. I'm high up in a local CU and know a lot about local CUs. Plus they have the best cashback cc in the country. FREE access at over 1,000,000 ATMs nationwide, FREE live chat (not a chatbot), telephone, or email support, NO overdraft fees when you overdraw by up to $100 with Overdrive, Get your paycheck up to 2 days early with direct deposit, Earn 4.0% interest on your balance up to $6,000, Earn points for unlimited cashback at participating retailers, Access to SoFi member benefits like career coaching and financial advising, FREE physical check sending online or through the mobile app, FREE or reimbursed ATM withdrawals nationwide, Receive direct deposit funds 2 days earlier than many banks, Free EMV-equipped debit card with built-in rewards, Easy money transfers through the Popmoney service, FREE transfers, mailed checks, and incoming wires, FREE invoicing to create, send, and track invoices. Chime is a financial technology company, not a bank. I just keep SECU because sometimes I need to go into an actual bank branch for cash money purposes. APL FCU in Howard County has the best rates for auto loans, period.

IMO you can't go wrong with any credit union, though some may be better for you in certain ways. Banking services and debit card issued by The Bancorp Bank or Stride Bank, N.A.

Secu takes cp and umbc students afaik. Ally or alliant both have a 1.90% return for savings and .65% for checking which is pretty high. I think my rate has gone up 3 or 4 times since I opened an account earlier this year. The one big knock on SECU is that they've pretty much done away with live tellers, and its a PITA when you want lots of small bills. The Best Online Checking Accounts, No Deposit Required. What Is TeleCheck? New comments cannot be posted and votes cannot be cast, Press J to jump to the feed. If you live, work, or go to church in the city, you are eligible for MECU (which I'm sure school counts as well). The US-based support is awesome. The largest number of branches in the U.S. What is ChexSystems? Advertising Disclosure, NorthOne | No ChexSystems Small Business Banking, Lili | Quick Approval Small Business Banking, Aspiration Spend & Save | Earn A $200 Welcome Bonus, The 8 Things Every Checking Account Must Have. That may change soon since they're looking for a new CEO. MECU still requires lots of in-person branch visits for document signing or account changes. Good on you for not supporting big banks ;), What college. Cashiers Check vs Money Order: Which Should I Use? MECU is available to anybody living in Baltimore, its the 'Everybody else' credit union and I think the only requirement is that you have an address in the city. Everything You Need To Know. What Is Certegy? They are both online banking options. How Much Money Should I Keep In My Checking Account? Minimum deposit of $25 to open an account, Additional features include account alerts, 24/7 fraud monitoring, and zero liability protection for your debit card, Additional financial services to meet your needs. If you have immediate family in the military, Navy Federal and USAA are really good according to people I know who are members. No Credit Check. I have excellent credit, always on time with CC payments, anybody know who is best for me? All About Check-Cashing Stores and Some Surprising Alternatives. ; Members FDIC. Everything You Need to Know. Anybody know the best credit unions for a college student? Alliant can do all of that online. Also their rates are pretty poor. Heres Why. They are pretty good all around too. I also have a SECU account, but I've transferred most of my savings account to Alliant. Alliant FTW, and if you have their savings account, they'll automatically increase their savings rate over time as the prime rate goes up. MD has a lot of good CUs. MECU is cool because they are very pro-Baltimore City, if you're into that. Get a Chase Secure Banking account today! The Best Second Chance Banks in the United States, The Best Non-ChexSystems Banks in the United States, The Best Checking Accounts for Bad Credit. Press question mark to learn the rest of the keyboard shortcuts. Really you can't go wrong picking a CU. The Best Online Business Checking Accounts. I do not, is it strictly for their own members? Alliant is out-of-state but has been a lot easier to work with than my old CU, MECU. Everything You Need To Know. Stay Far, Far Away From Payday Loans (Seriously). If you have any family member who was in the military (even grandparents), you can join Navy Federal. As far as a great all-around CU, can't go wrong with SECU, MECU, or Tower. They're the biggest credit union in the country and so they have all the bells and whistles of big banks without the BS.