There are a number of banks that cater to travel nurses by offering perks that can help while youre out on the road, and at home. One of the best travel credit cards for fair credit is the Capital One QuicksilverOne Cash Rewards Credit Card because it gives unlimited 5% cash back on hotel and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.
2X Bonvoy points for every $1 spent on all other purchases. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. $100 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, receive a Credit to use toward future travel. Chase recently overhauled its lineup of IHG credit cards, and the best for most travelers is the IHG Rewards Premier Credit Card. It offers 1.5 miles per $1 on all purchases, doubled the first year. Limited Time Offer: Earn 70,000 bonus miles after you spend $2,000 in purchases on your new Card in your first 3 months. Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open. Additionally, make sure the points you're earning are the best type of rewards for you.
It earns 1 point per dollar on everything else. Below, you can see which cards best meet the needs of international travelers and shoppers of all types, as selected by WalletHubs editors from 1,500+ offers. Other card benefits include automatic IHG Platinum Elite status (with the ability to unlock Diamond elite status after spending $40,000 on purchases and making one additional purchase each calendar year with the card), 10,000 bonus points and a $100 statement credit after spending $20,000 on purchases and making one additional purchase each calendar year, up to $50 in United TravelBank Cash each calendar year, the fourth reward night free when you redeem points for a stay of three or more nights, and a Global Entry, TSA PreCheck, or NEXUS application fee credit. If you dont see yourself paying an annual fee on a credit card forever, keep in mind that you can always downgrade your card to a no-annual fee version after the first year. The Citi Premier Card offers80,000 points for spending $4,000 in the first 3 months. How much can the best travel credit cards save frequent travelers?
Global Entry and TSA PreCheck are both programs that speed up the airport security process.
CLEAR is available at select airports and stadiums. Travel Nursing Frequently Asked Questions. The best travel credit card is the Capital One Venture Card because it has a great initial bonus, double miles on all purchases and user-friendly redemption policies.
Both Amex and Chase issue co-branded Marriott cards, and the mid-level Marriott Bonvoy Boundless Credit Card is a great choice for frequent and casual travelers alike.
For example, if you want a card to help you hit elite status with United Airlines while giving you elite-like perks, then consider applying for a United credit card.
Points are worth morewhen redeemed for airline miles.
This card charges a $95 annual fee. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online grocery purchases (excluding Target, Walmart, and wholesale clubs), and select streaming services. The American Express Global Lounge Collection can provide an escape at the airport.
You also get up to a $100 Global Entry/TSA PreCheck application fee credit. The card's annual statement credits can go a long way toward offsetting the high annual fee. The information related to the Hilton Honors American Express Surpass Card has been collected by Business Insider and has not been reviewed or provided by the issuer. Cards with annual fees can have enough perks to make them worth it.
Big spenders can also take advantage of a $100 flight credit when they spend $10,000 or more in a calendar year. The best way you can get Capital One travel rewards is from the Capital One Venture Rewards Credit Card. However, if you only fly occasionally or you're not loyal to one airline, a flexible travel credit card that doesn't offer perks on any one airline but earns points or miles that can be redeemed on a variety of airlines like the Chase Sapphire Preferred might be a better choice. If you fly Delta even a couple of times a year opening and using a Delta credit card can improve your travel experience and potentially save you some money. Cardholders also receive automatic Discoverist status, and, to help reach higher elite tiers, the card awards five elite night credits each calendar year and two elite night credits for every $5,000 in purchases.
For rates and fees of Discover it Miles, please click here.
Unlock over $1,000 in value per year for statement credits on select purchases with your Card, including up to $400 with Dell Technologies, up to $360 with Indeed, up to $150 with Adobe and up to $120 on wireless telephone purchases. But Capital One VentureOne has a lower travel rewards rate of 1.25 miles / $1 spent. Why its one of the best travel credit cards: The Citi Premier Card offers an initial bonus of 80,000 points for spending $4,000 in the first 3 months.
She is also a Certified Educator in Personal Finance (CEPF). track your progress for free on WalletHub. United Explorer Credit Card requires a credit score of 700, at a minimum. From there, make sure the card's other benefits are relevant to you for example, a credit toward a CLEAR membership isn't useful if your local airport doesn't participate in the CLEAR program.
You use a travel money card the same way you'd use a prepaid card or a standard debit card. Cardholders receive an annual free night award after each card anniversary, valid at hotels that cost up to 35,000 points. What the experts love: High welcome bonus offer, earns bonus points on travel, dining, and online grocery purchases, you can redeem points for 1.25 cents apiece for travel or through Chase (a 25% bonus), What the experts don't love: Doesn't offer some of the travel perks you'll get with competing cards, such as airport lounge access and a statement credit for Global Entry. Advertising status does not affect which offers show up on this page but may impact the order in which they appear. The Capital One Venture X Rewards Credit Card is loadedwith premium benefits that can more than offset the $395 annual fee which is lower than other premium travel cards. With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories. That bonus is worth $800 in gift cards at thankyou.com. Chase Ultimate Rewards points are some of the easiest rewards to use and not just for travel. In addition, it is not the financial institutions responsibility to ensure all posts and questions are answered. Chase Sapphire Preferred vs Ink Business Preferred: Which travel credit card is best for you?
Plus, the PenFed Platinum Rewards has an initial bonus of 15,000 points for spending $1,500 in the first 3 months.
Applying for a travel rewards credit card and earning its welcome bonus offer is a great way to work toward a free flight. The card is no slouch when it comes to general travel and shopping benefits, either, offering primary car rental insurance, baggage insurance, lost luggage reimbursement, trip cancellation/interruption insurance, trip delay insurance, purchase protection, and extended warranty, among other perks. The best travel rewards cards earn points that you can transfer to various airline and hotel partners like Amex, Chase, or Citi points. Regardless of whether you use your miles to erase past travel purchases or to book a future trip, you'll get the most value when redeeming miles for travel. What the experts love:Lots of luxury benefits, including airport lounge access and statement credits with Uber and Saks, What the experts don't love: $695annual fee (See Rates), plus this card doesn't offer bonus points on very many types of purchases.
You've also got a wide variety of redemption options if you're not ready to hit the road yet, including using points toward eligible purchases through Pay Yourself Back with the Chase Sapphire Preferred card, your points are worth 1.25 cents each when you redeem this way. Transferable points include popular currencies such as: You can transfer these points to both airline and hotel partner loyalty programs. Global Assist Hotline Card Members are responsible for the costs charged by third-party service providers. Please let us know if you notice any differences.
There is a 0% foreign transaction fee, too. Good premium travel credit cards should offer higher-end benefits such as airport lounge access and annual travel credits as well.
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. This card also offers one of the most straightforward ways to redeem rewards for travel: you're able to use your miles to cover recent travel purchases from your card statement, at a rate of 1 cent per mile.
With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021. Airline and hotel co-branded credit cards can make sense if you travel frequently and are loyal to a particular brand.
What the experts love: Impressive welcome bonus offer for a student credit card, good flat-rate rewards earning, What the experts don't love: No flashy extra perks or shopping benefits. What are the best travel credit cards for fair credit? New cardholders can earn a respectable 20,000 miles after spending $500 on purchases within 3 months from account opening (worth $200 in travel according to Insider's valuations). Why its one of the best travel credit cards: The U.S. Bank Altitude Connect Visa Signature Card is one of the best travel credit cards for people with excellent credit because it offers a lot of bonus rewards and has a $0 membership fee the first year ($95 after that). Best Travel Credit Card for Airline Rewards. In addition to a rebate for Global Entry/TSA PreCheck application fees, worth $85 to $100 once every 4-5 years, those cards offer excellent travel rewards and various other benefits. The card also earns 3x points on flights booked directly with the airlines or through AmexTravel.com, and 1 point per dollar on everything else. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases, Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. Citi Premier requires a credit score of 700, at a minimum. Top 5 Things to do in Sarasota/Bradenton, How to prepare for and choose a locum tenens NP assignment, Day in the Life of a Travel Nurse Practitioner, Creating an Army of Travel Nurse Practitioners, How I am able to save $100k+ a year as a traveling nurse practitioner, 5 Things Nurse Practitioners Should Try in 2022, Explaining the Unique Role of Nurse Practitioners in Healthcare, The Benefits of Mentorship as a Nurse Practitioner, Guest Blog Seasoned Locums Nurse Practitioner, Locums Can Help you Pay off student loan debt, How Traveling Abroad Makes Me a Better Practitioner, Top 5 Questions for your Locum Tenens Recruiter, Staying in Florida for my Next Assignment. The card has a $95 annual fee. For rates and fees of The Platinum Card from American Express, please click here.
Selected from 1,500+ credit cards for July 2022. You'll earn 5x points on flights when you book directly through the airline or through Amex Travel (starting January 1, 2021, earn 5x points on up to $500,000 on these purchases per calendar year), which makes the card a great choice for purchasing airfare.
And while there is a $95 annual fee, Venture doesn't charge foreign transaction fees. But the bonuses you'll get are worth several times more. Florida Nurse Practitioners Gain Full Practice Autonomy! Citi / AAdvantage Executive World Elite Mastercard, Navy Federal Credit Union Visa Signature Flagship Rewards Credit Card, Southwest Rapid Rewards Performance Business Credit Card, U.S. Bank FlexPerksGold American ExpressCard, U.S. Bank Altitude Reserve Visa Infinite Card, Best travel credit card with no annual fee, Best credit cards for international travel, Unlimited 2 miles per $1 on every purchase, Monthly earnings are lost when bill payments are late, Annual statement credit & bonus opportunities, Up to 6.25% back when redeeming for travel, Intro APRs on purchases and balance transfers, 3 points per $1 spent on travel, gas, dining and at supermarkets (1 point per $1 on everything else), Reports to the three major credit bureaus, Available to people with limited or fair credit, Average regular APR for a limited-credit card. Extended Warranty, Purchase Protection, and Baggage Insurance Plan Underwritten by AMEX Assurance Company. If you travel frequently, it makes sense to get a travel card. Excellent welcome bonus and miles earning, Premium perks including airport lounge access and statement credits, Visa Infinite benefits including travel and shopping protections, Annual travel statement credits only apply to Capital One Travel purchases, Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel, Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options, Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary, Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel, Earn unlimited 2X miles on all other purchases, Unlimited complimentary access for you and two guests to 1,400+ lounges, including Capital One Lounges and our Partner Lounge Network, Receive up to a $100 credit for Global Entry or TSA PreCheck, Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs, Includes up to a $100 statement credit for Global Entry or TSA PreCheck, Other credit cards offer higher rewards in certain categories of spending, Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel, Earn unlimited 2X miles on every purchase, every day, Miles won't expire for the life of the account and there's no limit to how many you can earn, Enjoy two complimentary visits per year to Capital One Lounges or to 100+ Plaza Premium Lounges through our Partner Lounge Network, Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options, Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel, Transfer your miles to your choice of 15+ travel loyalty programs, Great rewards for dining and for shopping at US supermarkets, Monthly statement credit for eligible dining purchases recoups some of the annual fee. Other good travel money card options include the NAB Traveler Card and the ANZ Travel Card, both of which can also be purchased online. The annual fee is $99, waived for first 12 months, which gives you the chance to try the card out for a year and see if you like its benefits without any out-of-pocket cost. When you have fair credit, it's difficult to qualify for most travel rewards credit cards, as they tend to require at least a good credit score. $240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times.
Below, you can find an overview of the best credit cards for the military community, as chosen by our editors. What the experts love:Between $300 a year in travel credit and a 10,000-mile bonus on each account anniversary, you can offset the annual fee entirely and that's not even considering other benefits like lounge access. Your email address will not be published. Airport lounge access, a statement credit toward Global Entry or TSA PreCheck, and a significant bonus point incentive during the first couple of months. While it did add some new perks, it's become harder to recommend the Reserve to more casual travelers. Capital One QuicksilverOne also comes with a 0% foreign transaction fee. However, you won't find many extras like travel benefits or purchase protections with this card. Rewards on travel credit cards may have less value for other redemption methods, though, such as cash back or gift cards. IHG Premier requires a credit score of 700, at a minimum. The Bank of America Travel Rewards Credit Card for Students is a good choice if you prefer a straightforward card without having to worry about award charts or transfer partners. The United Explorer Credit Card offers60,000 miles for spending $3,000 in the first 3 months, plus 10,000 miles for spending $6,000 in the first 6 months.
For example, writer Ethan Steinberg got a value of 6.25 cents per Amex point after transferring rewards to book Etihad first class. -140,000 points after spending $3000 in the first 3 months of account opening-$99 annual fee, comes with a free night certificate upon renewal each year-Can use to book free nights at Holiday Inn or Intercontinental hotels-Benefit of booking award nights, if you book 4 nights with points, it will only cost 3 nights since the 4th night is free. Enrollment required. It may not have the most ATMs, but Wells Fargo does have the most branches in the U.S. with over 6,300 as well as a number of other perks that make it ideal bank for travel nurses. Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards, 3x on dining and 2x on all other travel purchases, plus more. By opening a checking account at a bank that has nationwide offices, it will be much easier to deposit checks and get cash out of ATMs without extra charges. And, sign up for its Travel Rewards Credit Card, and youll earn lots of outstanding travel-related perks, including points that can be turned into cash.
Opinions expressed here are the authors alone, not those of an issuer, and have not been reviewed, approved or otherwise endorsed by an issuer. Cardholders can enroll in a complimentary Priority Pass Select airport lounge membership**, which includes 10 free visits per year. This card really shines when it comes to benefits, some of which can save you a significant amount of money if you travel often.
Refer to your Guide to Benefits for more details.
On the other hand, general travel cards offer greater flexibility when redeeming rewards, as you're not limited to partner airlines or hotels. If Marriott is your hotel chain of choice, opening a Marriott Bonvoy credit card can be a smart move, especially if you're looking to earn more points from your stays and day-to-day spending. What are the best travel credit cards for military? PenFed Power Cash Rewards Visa Signature Card, PenFed Pathfinder Rewards Visa Signature Card, Navy Federal Credit Union cashRewards Credit Card, Navy Federal Credit Union nRewards Secured Credit Card, Navy Federal Credit Union Platinum Credit Card. IHG brands include familiar favorites like Holiday Inn and Staybridge Suites, as well as upscale Kimpton, InterContinental, and Regent hotels. If youre a travel nurse who wants to make the most out of your banking relationship while on assignment, you cant go wrong with these financial institutions. Plus, for the first six months as a cardholder, you get 2 points per $1 spent on all purchases that normally would yield 1 point, up to 30,000 points. Right now you might not be traveling much, but you want a card that'll provide you with enough rewards on non-travel purchases so that you can take advantage once you resume traveling as usual post-COVID-19.
Our credit card editor takes those factors into account, and comes up with a rating to best reflect how the card performs in that criteria - relative to other products we've reviewed.