Johnson City, TN 37604, Mon: 07:30 AM - 05:30 PMTue: 07:30 AM - 05:30 PMWed: 07:30 AM - 05:30 PMThu: 07:30 AM - 05:30 PMFri: 07:30 AM - 05:30 PMSat: ClosedSun: Closed. Get ready to receive top financial tips from the experts at GOBankingRates. These offers do not represent all deposit accounts available. It also has a mobile and digital banking network that rivals others banks in its league. There are no monthly maintenance fees or charges for domestic wire transfers. If you are a resident of Tennessee, Virginia, or Texas, you have the option to visit a branch location. There are no monthly maintenance, ATM or domestic wire transfer fees. The credit union has branch locations across Tennessee, and parts of Virginia and Texas. Credit unions are well-known for their variety of reasonably-priced banking services. But if not, you still have access to online banking and over 56,000 Allpoint and Presto! Once your application has been approved, you should receive your Eastman Credit Union debit card with seven to 10 business days. The rates are tiered depending on the term length you choose, ranging from 0.30% to 1.15% APY. You will find the details for this branch with the hours of operation, phone numbers, address and driving directions. If youre looking for flexible banking options and competitive rates with minimal fees, ECU may be the right choice for you. Navy Federal offers 24/7 customer support, specialized knowledge of military families, and a 0.25% APY on savings. Citi is a national bank that offers a range of banking products, including six checking accounts with the opportunity for cash bonuses. ECUs Beyond Free Checking Account is a great option for anyone looking for a straightforward way to manage their money. There was an unknown error. offers membership to customers in select counties in Tennessee, Virginia, and Texas. 2022 GOBankingRates. ECU makes it easy for members to manage their accounts through the credit unions mobile app. This United States bank-related article is a stub. Besides writing about personal finance, she writes about real estate, interior design and architecture. Please try again later. Before signing up for an account, its worth comparing ECU to its competitors. However, CD holders pay up to 180 days worth of dividends as a penalty for early withdrawals of the initial deposit amount. Credit union headquartered in Kingsport, Tennessee, "Eastman Credit Union celebrates 75th anniversary", "ECU Celebrates Convenience at Clinchfield Branch", Sponsor and Contractor Companies of Eastman Credit Union, https://en.wikipedia.org/w/index.php?title=Eastman_Credit_Union&oldid=1094612662, Creative Commons Attribution-ShareAlike License 3.0, 35 Branches, Service Centers, and Offices, This page was last edited on 23 June 2022, at 16:18. Part of the reasons Eastman Credit Union ranks well in the Best Credit Unions and Top 100 Banks studies are the four following points: The credit unions dividends exceed rates at many of the national banks. The 20 Best Savings Accounts of July 2022, 8 Best Banks With No Overdraft Fees in 2021, Capital One Venture Rewards Credit Card Review 2022: Travel Rewards and Other Perks, Capital One Quicksilver Credit Card Review 2022: Rewards on Every Purchase, Pentagon Federal Credit Union Review 2022: A Credit Union Anyone Can Join, Live or work in one of the communities outlined on the ECU map, Work in the healthcare industry in either Carter, Hamblen, Johnson, or Unicoi counties in Tennessee; Buchanana, Russell, Smyth, Tazewell or Wise counties in Virginia; and Gregg and Harrison counties in Texas, Youre an employee of one of ECUs partner companies. However, ECUs membership is geography-based, opening membership to a larger number of individuals. Additionally, membership is open to employees of companies that have partnered with ECU and their immediate families. For longer terms, you can start with $1,000. You must set up a savings account to establish your ECU membership. Rates are subject to change; unless otherwise noted, rates are updated periodically. YNAB Overview Many budgeting apps help users track their budget, but YNAB also helps users learn to budget.
Get organized and make more informed financial decisions with the PocketGuard personal money management app. Current APY rates range from 0.25% APY to 0.45% for accounts with savings of less than $200,000. If you have a lump sum greater than $200,000 you can earn the credit unions highest yield of 0.55% APY. There are no hidden fees that come with this account, and you can open the account online in just 15 minutes. Membership is open to residents in the following counties: In Virginia: Lee, Scott, Wise, Washington, Dickenson, and Russell. ECU stands out for its lack of fees, competitive rates, and flexible banking products. Best of all, you can earn some interest on your balance, called dividends. But ECU also provides overdraft protection and offers a broader variety of banking products. The following. National Bank of Arizona provides both personal and business banking services throughout Arizona. The best money market accounts combine the ability to earn interest on your deposits with the option to pay bills. When you log into the app, you can manage your accounts, transfer funds, pay your bills and locate a nearby branch or ATM. In Tennessee: Sevier, Grainger, Hamblen, Jefferson, Cocke, Greene, Unicoi, Carter, Washington, Hawkins, Hancock, and Sullivan. with minimal fees, ECU may be the right choice for you. See how ECUs certificates of deposit perform compared to the Best CDs of 2022. The overdraft fee is $30, although it can be waived by signing up for overdraft protection. The terms range from one month to 72 months. If youre able to qualify for membership by living near a branch, ECU is a great option for anyone. ATMs. There are no monthly maintenance fees and youll earn a tiered rate based on how much money you have saved. All other information on accounts is accurate as of Apr.
In 2005, it expanded to a community charter, opening membership to the wider community. [1], ECU has 290,000+ members and over $7.5B in assets. Unless you plan on depositing more than $10,000, you may as well open a regular savings account to earn 0.30% vs. 0.25% for money market balances under $10,000. You can expect to earn as little as 0.05% for a minimum checking account balance, 0.30% for savings account balances of $5 or more and as much as 0.45% APY when you maintain at least $200,000 in an ECU money market account. The app uses the zero-based budgeting method, which tends to be a very hands-on budgeting Sundae Overview Sundae is a real estate marketplace where sellers market their homes to a network of investors willing to purchase properties in as-is condition, usually with cash and no Los Angeles Federal Credit Union is a local credit union in L.A. that provides quality service and convenient financial products. The credit union offers a combination of in-person and online banking with access to over 56,000 ATMs nationwide. Right now, you could earn $100 for free by opening a Beyond Free Checking Account. The good news is, dividends earned can be withdrawn at your discretion. Plus, youll get access to over 56,000 Allpoint and Presto! Rates start at 0.05% to up to 0.30% for balances of $200,000 or greater. The credit union stands out for its free checking account. ECU offers a wide variety of banking and lending products, ranking in second place in GOBankingRates Best Credit Unions as well as making the list of Top 100 Banks of 2022. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. But ECU offers better rates on its CDs. Delta Community offers overdraft protection on its checking account to help pay for unexpected purchases when your account goes low on funds, along with other account protection features. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. The credit union has many positive customer reviews. Bank Spot is a free public resource site and not associated with any private bank organizations.
One area where ECU stands out is with its investment CDs. The largest of these companies are Eastman Chemical Company and Food City.[5]. Youll need a minimum deposit of $2,500 for terms up to 365 days. ATMs . This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). One of those times is when the Federal Reserve starts hiking interest rates - something it has been BMO Harris Bank is a great choice for customers who want a straightforward approach to banking, a solid selection of products and a customer-favorite mobile app. looks into why the financial institution performs so well in this year's annual list. Jamie Johnson contributed to the reporting for this article. Overall, banking at ECU seems to be a mostly positive experience. Its hard to choose one favorite aspect about the credit union. When trying to decide if a financial institution is right for your financial needs, it can help to examine the pros and cons. It was founded in 1934, originally to serve employees of the Tennessee Eastman Chemical Company. Managing money can be tough. State of Franklin The Eastman Credit Union is located in Johnson City with zip code of 37604. Editorial Note: This content is not provided by Eastman Credit Union. 255 Market Place Blvd Branches throughout Tennessee, Virginia and Texas are available to help you with most of your banking needs. Eastman Credit Union is a full-service credit union located in Kingsport, Tennessee. To qualify, you'll need to set up either a direct deposit or automatic debit immediately after opening the account. - 255 Market Place Blvd, Johnson City, TN. The ECU Regular Savings Account earns a % APY on balances over $5 without any worries about monthly fees for maintaining the account. There's never a bad time to start saving money, but sometimes the payoff is bigger than others. All you need to qualify is to live near a credit union location.
The app guides you to better budgeting and saving. [2] It is the largest credit union in the state of Tennessee by asset size.[3]. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Eastman Credit Union. Eastman Credit Union is smaller than the average national bank, providing personal customer service to its members. Her work has been featured in MSN, Brex, Freshome, MyMove, Emirates Open Skies magazine and more. These offers do not represent all available deposit, investment, loan or credit products. You can help Wikipedia by expanding it. Features like a free checking account, competitive rates on savings products and a robust digital banking experience make this credit union stand out, earning second place in GOBankingRates' Best Credit Unions of 2022 rankings. Does Eastman Credit Union offer free money for signing up for an account. 25, 2022. Heres more.
In addition, ECU offers a free foreign currency exchange, which can come in handy if you plan on traveling internationally in the future. There are no minimum balance requirements and no hidden fees. Keep a good thing going with top financial tips and advice from GOBankingRates. All Right Reserved. The credit union offers a combination of in-person and online banking with access to over 56,000 ATMs nationwide. The average person doesnt consider a credit union for banking, thinking membership is limited to alumni of a specific school or people of certain vocations. Eastman Credit Union ranks highly due to the strength of the accounts available. No monthly service fees with checking account, No minimum balance requirements with checking account, Membership is only available to customers in select counties in Tennessee, Virginia and Texas.
Eastman Credit Union (ECU) is a credit union headquartered in Kingsport, Tennessee, that is insured by the National Credit Union Administration. Every day, get fresh ideas on how to save and make money and achieve your financial goals. ECU currently has over 260,000 members and has given back over $147 million in dividends. Before you can open an ECU account, you have to become a member of the credit union. But ECU offers competitive ratings on all its checking and savings products. Youre eligible for membership if you meet one of the following requirements: Eastman Credit Union charges minimal fees. Eastman Credit Union offers members a variety of bank accounts as well as loans with competitive rates, business accounts, IRAs and credit cards. Cynthia Paez Bowman is a personal finance writer with degrees from American University in international business and journalism. Alliants competitive high-yield savings account comes with a competitive 0.60% APY. Sign up for our daily newsletter for the latest financial news and trending topics.