All coverages under the policy will be extended if your entire Trip is covered by the policy and your return is delayed by unavoidable circumstances beyond your control. Please note that if the Reassurance Programme is used, all monies will be held in abeyance by Silversea until a replacement voyage is re-booked with Silversea - refunds will not be made on any unused portions of the Reassurance Cruise Credit.

This program is not trip interruption insurance and only covers cancellation fees and passengers baggage while on the cruise, cruise tour or Cruise Plus. Will pay for covered expenses for up to one year from date of injury/sickness up to the Maximum Limit of Coverage. Payments made in the form of a certificate, voucher or discount are not Trip Cost as defined herein. This program was designed for Royal Caribbean International guests by BerkelyCareSM. Cruise liners are currently offering a flexible cancellation policy as late as 48 hours prior to the cruise but this is for a limited period due to the current uncertainty. Pre-Trip Travel Services - Windstar provides 24-Hour information, help and advice for your planned Trip such as: passport and visa information, requirements and replacement; travel health information or advisories; vaccine recommendations and requirements; government agency contact information (i.e. Underwritten by Stonebridge Casualty Insurance Company, Columbus, Ohio under policy number(s): MZ0911036H0000A or MZ0911008H0000A. The plan's insurance coverage applies only during the covered trip. Windstar may take all or part of a damaged Baggage as a condition for payment of loss. Medical Expenses up to $10,000: Should you become injured or sick during your vacation, the plan will reimburse you for necessary medical expenses for up to one year from the date of your accident or illness. A Hospital is not: a rest, convalescent, extended care, rehabilitation or other nursing facility; a facility which primarily treats mental illness, alcoholism, or drug addiction (or any ward, wing or other section of the hospital used for such purposes); or a facility which provides hospice care (or wing, ward or other section of a hospital used for such purposes). This program was designed and is administered by Aon Affinity Berkely Travel. Because a cruise is a significant investment, Hurtigruten offers insurance to protect their passengers from financial loss in the event of an emergency. If notice cannot be given within that time, it must be given as soon as reasonably possible.

The covered reason for cancellation or interruption of Your NCL Vacation must first occur after Your effective date of Trip Cancellation coverage. Where to Present a Claim All claims should be presented to the Program Administrator: Trip Mate, Inc.* 9225 Ward Parkway, Suite 200 Kansas City, Missouri 64114 Tel: 1-800-888-7292 Plan Number: 426W. CLAIMS NOTIFICATION UPON YOUR RETURN: Report Your claim as soon as possible to BerkelyCare. This coverage is especially important, as Medicare and many private insurance policies generally do not cover you outside of the U.S. or Canada, and many HMOs do not cover you outside their provider area. See below each of our cruise line's travel protection plans: CRUISECARE CANCELLATION PENALTY WAIVER PROGRAMIf you must cancel or interrupt the cruise portion of your voyage for specified reasons, Azamara Club Cruises will waive the non-refundable cancellation provision of your Cruise Ticket Contract and pay you the value of the unused portion of your prepaid cruise vacation. When you book your next cruise, be sure to ask about our Cancellation Protection Plans to protect your cruise investment. To add our Cancellation Protection Standard or Platinum Plan to your new or existing cruise booking, please call us at 1-877-932-4259. The average cost for taking ASSIST CARD works out to around USD 18 per person per day. 201 - 202, 2nd Floor, Jewel Tower, Lane No. The CruiseCare Vacation Protection is provided in addition to other applicable indemnity or insurance programs, where permitted by law and shall apply only after benefits have been paid. In all cases, You are still responsible for obtaining, using, and paying for Your own required services of all types. In no event shall the refund amount exceed the amount You prepaid for Your Trip. CPP Standard is available to all guests, regardless of residency. An illness, accident, or unexpected situation can arise before or during any vacation. ACCIDENT and SICKNESS MEDICAL EXPENSE The Insurer will pay benefits, up to $20,000, if You incur necessary Covered Medical or Dental Expenses as a result of an Injury, or up to $20,000 if You incur necessary Covered Medical or Dental Expenses as a result of Sickness. Covered reasons for Post-Departure Trip Interruption are: your, an Immediate Family Member's, Traveling Companion's, or Business Partner's Sickness; Injury; or death; or for Other Covered Events, as defined.

Our Maximum Limit of Liability for all claims resulting from the same occurrence will be $10,000,000 collectively under the TAHC series of policies. Credits have no cash value and, if applied to a booking of lesser value, will not result a cash refund of any difference. In no event shall the amount reimbursed exceed the amount You prepaid for Your NCL Vacation. Special Transportation includes, but is not limited to, air ambulances, land ambulances, and private motor vehicles. IN PART C: ANY LOSS OR DAMAGE TO: animals; automobiles and their equipment; boats; motors; motorcycles; other conveyances and their equipment (except bicycles while checked as baggage with a Common Carrier); household furniture; eyeglasses, sunglasses, and contact lenses; artificial teeth and dental bridges; hearing aids; prosthetic limbs; brittle or fragile articles; money and securities; tickets and documents; sporting equipment if loss or damage results from the use thereof. This means you would get only $175 back, and lose $525 on a $700 cruise. PART D: WORLDWIDE EMERGENCY ASSISTANCE (On Call International) On Call International (On Call) provides a 24-hour emergency telephone assistance service for Your benefit so that, in the event of an emergency during the term of this coverage, English-speaking help and advice may be furnished. The Reassurance Programme is not available to those guests booking their Silversea voyage using a Reassurance Cruise Credit, unless the total value of the voyage exceeds the Reassurance Cruise Credit in which case the Reassurance Programme will only be offered on the portion of the total charges which exceeds the Reassurance Cruise Credit. If you need to cancel 42 to 29 days before the cruise sets sail, you will be charged 50 percent of the total cruise price. Note: Words beginning with capital letters are defined within this text. The Reassurance Cruise Credit may only be used to book travel during the allowed twelve month period. IMPORTANT: The Sickness or Injury causing You to interrupt Your Trip must be verified by a Physician before You terminate the Trip. Canceling 14 days or less before your cruise means you will not get any money back except what you paid in taxes and fees. CRUISECARE CONTACT INFORMATIONFor a summary of the program terms, conditions, exclusions and program sponsors, please contact the CruiseCare program administrator (Berkely) at 1-800-797-4516 or 1-516-342-2720. This program was designed for the Guests of Cunard Line by: This plan was designed and is administered by BerkelyCareSM.IN CALIFORNIA: BerkelyCareSM is a service mark of Aon Direct Insurance Administrators, CA Insurance License #0795465. All Transportation arrangements made for Your evacuation must be by the most direct and economical route possible. All coverages may not be available in all states. Important: Coverage under Part C is secondary to any coverage provided by a Common Carrier and/or insurance specifically insuring the lost, stolen, or damaged item(s). If you are a resident of one of the following states (IL, IN, KS, LA, OH, OR, VT, WA, or WY), your plan is provided on an individual form. Reimbursement up to $1,000 if things are lost, stolen or damaged, Reimbursement up to $500 if bags are delayed 24+ hours and they need to purchase necessary items, More Holland America Information by Ship , More Royal Caribbean Information by Ship , More SeaDream Yacht Club Information by Ship , More Virgin Voyages Information by Ship , Enhanced Cancellation Protection Provided by NCL, Emergency Services CareFreeTM Travel Assistance, Arrangements for last-minute flight and hotel changes, Luggage Locator (reporting/tracking of lost, stolen or delayed baggage), Rental car reservations and automobile return, Coordination of travel for visitors to bedside, Return travel for dependent/minor children, Assistance locating the nearest embassy or consulate, Assistance with bail bonds Pre-Trip Information, Destination guides (hotels, restaurants, etc. Silversea GuestCare is an optional travel protection programme that includes benefits for trip cancellation and interruption, trip delay, accident and sickness medical expenses, emergency medical evacuation, baggage and personal effects, baggage delay, and traveller's assistance. EXCESS COVERAGE PROVISION THE BENEFITS PROVIDED UNDER PART A, AND THE COVERAGES PROVIDED UNDER PART B, SHALL BE IN EXCESS OF ALL OTHER VALID AND COLLECTIBLE INDEMNITY OR INSURANCE AND SHALL APPLY ONLY WHEN SUCH OTHER BENEFITS ARE EXHAUSTED. PLEASE NOTE: Payment for the plan may not be accepted after the Trip cost has been paid in full. In addition, should you or your traveling companion need to cancel your cruise for any other reason, you may be eligible for cruise credits up to 75% of the non-refundable, prepaid cruise vacation cost. Protect you with a variety of insurance products meeting all your needs. This unique program enhancement is offered by NCL as a special service to our valued passengers.

APB, EBI, Silver Sailings, and Venetian Society). ANY LOSS CAUSED BY OR RESULTING FROM: wear and tear, gradual deterioration; insects or vermin; inherent vice or damage; confiscation or expropriation by order of any government; radioactive contamination; war or any act of war whether declared or not; theft or pilferage while left unattended in any vehicle; mysterious dis-appearance. One Call Worldwide Travel Services Network Contacting One Call's 24-Hour Service Center When outside the USA or Canada, call Windstar collect through a local operator (you will first have to enter the International Access Code of the country you are calling from). Cruisetours, which are cruise and land tour combinations run by Celebrity Cruises, follow the same cancellation policy as cruises that are six nights or longer. "No Shows" forfeit the 100 percent Reassurance Cruise Credit.