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What could be improved about Wells Fargo? With the current lineup of the best Wells Fargo credit cards, you could benefit from one of its cards in any of the following situations: Learn more: Here's what you need to know about the Wells Fargo credit card application rules before you apply. On Purchases: 0% intro APR, 12 months from account opening, Rewards What Types of Homeowners Insurance Policies Are Available? 4 stars equals Excellent. For example, if you want to earn rewards, Wells Fargo's rewards cards have excellent rewards rates and sign-up bonus offers. Circle with letter I in it. Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible). And of course, if you're interested only in no-annual-fee credit cards, you can safely pick any option from Wells Fargo. Credit Score: Falling within this credit range does not guarantee approval by the issuer. And it doesn't have cards offering top travel perks, such as spending credits or airport lounge access. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Several other card issuers have impressive lineups of travel rewards cards.
You need to make one or more expensive purchases, but you don't have the money saved to pay in full. Plus, earn 1X points on other purchases, 0% intro APR for 12 months from account opening on purchases. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card, You're interested in earning credit card rewards on your purchases. The balance transfer fee is 3% for 120 days from account opening, then up to 5%; min: $5. Some Wells Fargo cards let you use your points at a fixed cash rate to purchase travel, but that's about it. Best Mortgage Lenders for First-Time Homebuyers. Finance. Circle with letter I in it. Our ratings are based on a 5 star scale. Read Full Review, Intro APR Plus earn 1X points on other purchases. An application must be submitted to the issuer for a potential approval decision. Wells Fargo doesn't have airline or hotel partners to which you can transfer rewards to score high-value redemptions. 1 star equals Poor. Redeem your rewards points for travel, gift cards, or statement credits. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. These cards earn points you can use to book trips and include benefits to improve your travels. We have not reviewed all available products or offers. Get up to $600 of cell phone coverage (subject to a $25 deductible) when you pay your monthly wireless bill associated with your cell phone with your eligible Wells Fargo credit card. To help you find what you're looking for, we've picked out the best Wells Fargo credit cards with the top perks. Info Icon Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Circle with letter I in it. Info Icon The inclusion of a hefty sign-up bonus and versatile 0% intro APR offer are the cherries on top. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. Wells Fargo has plenty of room for improvement when it comes to travel perks. Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months, Earn unlimited 2% cash rewards on purchases, 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5, No categories to track or remember and cash rewards don't expire as long as your account remains open, Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge, Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash Card, Select "Apply Now" to learn more about the product features, terms and conditions, 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. 3 stars equals Good. If you're a college student looking to establish credit, you can find a Wells Fargo card for that as well. If I'm on Disability, Can I Still Get a Loan? Copyright 2018 - 2022 The Ascent. 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. But the cards it offers are all high quality and competitive with the leaders in their respective card categories (cash back, 0% intro APR offers, student credit cards, etc.). The card issuer's lineup includes great options for earning rewards, financing expenses at a 0% intro APR, and much more, all depending on what you need. Plus earn 1X points on other purchases. Read Full Review, Intro APR Secure Website. 5 stars equals Best. Info Icon As such, it offers many financial services, including: As a credit card issuer, Wells Fargo focuses on quality over quantity. Wells Fargo's Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Info Icon The balance transfer fee is 3% for 120 days from account opening, then up to 5%; min: $5, Purchases: 0% intro APR, up to 21 months from account opening, Balance Transfers: 0% intro APR, up to 21 months from account opening on qualifying balance transfers, A clear leader with a 0% intro APR offer that is among the longest we've come across.
Copyright, Trademark and Patent Information, Strong bonus offer for a no-annual-fee card, Earn Unlimited 3x points on useful categories, Other cards offer larger bonuses, though they usually come with annual fees, The 1x points baseline rewards rate on other purchases, though normal for this type of card, can be beat. The card also includes an innovative intro APR extension with on-time payments. Understanding Homeowners Insurance Premiums, Guide to Homeowners Insurance Deductibles, Marcus by Goldman Sachs Personal Loans Review, The Best Way to Get a Loan With Zero Credit. Or shop at millions of online stores and redeem your rewards when you check out with PayPal. Checking vs. Savings Account: Which Should You Pick? It has a smaller lineup of cards than many of the big credit card companies. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. A Wells Fargo card with a 0% intro APR on purchases gives you time to make those purchases now and repay them without incurring interest -- again, assuming you pay everything off within the intro period. Wells Fargo is one of the largest banks in both the United States and the world. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods.
If you're looking for a high-value credit card that doesnt add to your expenses with an annual fee, Wells Fargo has you covered. Unfortunately, Wells Fargo is lacking in this area. Circle with letter I in it. Lyle Daly is a personal finance writer who specializes in credit cards, travel rewards programs, and banking. Info Icon The biggest perks of Wells Fargo credit cards are that they don't charge annual fees and they all have valuable features that can save you money or help you reach your financial goals. We want your money to work harder for you.
An application must be submitted to the issuer for a potential approval decision. 14.49% to 26.49% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5. In the past, consumers found its card lineup lacking when it came to benefits. Welcome Offer In particular, Wells Fargo has some of the, You have credit card debt. Multiple Wells Fargo cards have lengthy 0% intro APR offers on both purchases and balance transfers. If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. However, with the introduction of a number of valuable rewards cards, Wells Fargo has made it clear its ready to compete with some of the best credit cards we've seen. What are the top perks of a Wells Fargo credit card? Read more: Check out our Wells Fargo bank review to learn more about the range of accounts and services it offers.
You're a college student and you want a card you can use to build credit while also earning some cash back in the process. The Ascent does not cover all offers on the market. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters.
There are different types of credit scores and creditors use a variety of credit scores to make lending decisions. Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months - that's a $300 cash redemption value. Circle with letter I in it. Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Good/Excellent (670-850) We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers.
The balance transfer fee is 3% for 120 days from account opening, then up to 5%; min: $5, $200 cash rewards bonus after spending $1000 in purchases in the first three months, 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Select Apply Now to learn more about the product features, terms and conditions. Need a 0% intro APR? Wells Fargo credit card application rules. 16.49%, 21.49%, or 26.49% variable APR thereafter. Just released, this card immediately moves to the top of our rankings for no annual fee rewards cards thanks to its excellent sign-up bonus offer, earn unlimited 3x points on a variety of categories, and cell phone protection. Circle with letter I in it.
By moving that debt to a Wells Fargo. Many or all of the products here are from our partners that pay us a commission.